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Do you have problem with your credit history?  Don't despair!

We can refinance your loan quickly and easily.  Today there are many simple and flexible non-conforming Full Doc and Low Doc loans availalbe.

Check your default level with the matrix below:

 Default level  Defaults/judgement  Bankrupcy Payment in arrears 
       0     
 Nil  Nil Nil 
 1 1
 discharge >3 ys
 1 or less in the last 6 months
 2  2 discharge >2 - 3 ys
2 in the last 6 months
 3  3  discharge > 1 - 2 ys 3 in the last 6 months
 4 4 or + discharge < 1 y
Part IX and Part X

 4 in the last 6 months

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